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Find Business Funding Opportunities in South Africa

Explore verified grants, loans, and equity programs from Government DFIs (IDC, SEFA, NEF, Land Bank) and Corporate ESD programs (FNB, Anglo, Sasol, MTN, and more) — all in one place.

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Funding Institutions

Compare programs from South Africa's top development finance institutions (DFIs)

IDC
Industrial Development Corporation
sefa
Small Enterprise Finance Agency
NEF
National Empowerment Fund
Land Bank
Land Bank
dtic
Department of Trade, Industry and Competition
TIA
Technology Innovation Agency
FNB
FNB Vumela Fund
Anglo
Anglo Zimele
Old Mutual
Old Mutual Masisizane
MTN
MTN Gazelles
Sasol
Sasol Siyakha Trust
SAB
SAB Foundation Thrive

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Funding Guides & Resources

Step-by-step guides to accessing SMME funding

How-to
Beginner
⭐ Featured

Youth Business Funding Guide: R1K-R50M for 18-35 Year Olds in South Africa

Comprehensive guide to youth entrepreneurship funding in South Africa. Discover NYDA grants, IDC Gro-E, Youth Challenge Fund, and Agricultural Youth Fund with step-by-step application processes, eligibility criteria, and success strategies.

12 min read
ProTender Team
Youth (18-35)
Startups
First-time Entrepreneurs
Youth FundingNYDAGro-EEntrepreneurship+2
Read Complete Guide
Industry-specific
Beginner
⭐ Featured

Women-Owned Business Funding: 7 Programs for Female Entrepreneurs in South Africa

Comprehensive guide to funding for women entrepreneurs in South Africa. Discover NEF WEF, Isivande Women's Fund, and 5 more specialized programs offering R30,000 to R75 million with preferential terms, mentorship, and business support.

11 min read
ProTender Team
Women-owned (51%+)
Startups
SMEs
+1 more
Women EmpowermentNEFWEFIsivande+2
Read Complete Guide
Industry-specific
Intermediate
⭐ Featured

Manufacturing Business Funding Guide: IDC to dtic Incentives - R1M to R50M

Complete guide to manufacturing funding in South Africa. Access R1 million to R50 million through IDC, dtic 12I tax allowance, MCEP, Black Industrialist Scheme, and specialized manufacturing programs with preferential terms and incentives.

14 min read
ProTender Team
Manufacturing
SMEs
Established Businesses
+1 more
ManufacturingIDCdticBlack Industrialist+2
Read Complete Guide

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Frequently Asked Questions

Everything you need to know about SME funding

What funding options are available for small businesses in South Africa?
Grants, loans, equity, and hybrid programs from DFIs such as IDC, SEFA, and NEF. Programs range from R50,000 for startups to R50 million+ for established enterprises.
Who qualifies for SME funding?
Registered South African entities that meet the eligibility criteria for each program. Most programs target businesses with 51% black ownership, annual turnover below R100 million, and viable business plans.
How do I apply for funding?
Each funding program lists its requirements and provides a link to apply or contact the provider directly. Most applications require financial statements, business plans, and proof of registration.
How long does it take to get approved?
Application processing varies by institution. SEFA typically takes 4-6 weeks, IDC 6-8 weeks for loans under R10 million, and NEF 8-12 weeks depending on the program and due diligence requirements.

Funding by Institution